Financing Your Surgery at Atlanta Plastic Surgery, P.C.
Plastic surgery is an investment, and since insurance doesn’t cover cosmetic procedures, Atlanta Plastic Surgery provides patient financing through Care Credit® and Alphaeon™ Credit, in addition to accepting cash and major credit cards.
Care Credit® is a credit card made specifically for medical payments and can be used on everything from cosmetic and reconstructive surgery to non-surgical anti-aging procedures at Atlanta Plastic Surgery. You can choose between 6, 12, 18, and 24 month payment plans based on your financial needs, and the best part is that Care Credit® is interest-free as long as payments are made within the specified promotional period. Care Credit® has no expiration date and no minimum amount requirement. Visit their website at www.carecredit.com to sign up.
Designed with physicians, Alphaeon™ credit is a new patient financing program offered through Comenity Capital Bank that is designed to offer the best possible financing experience for patients. Alphaeon™ provides a wide array of monthly payment options to help you reach your individual wellness, beauty, and performance goals. Moreover, the Alphaeon™ credit card allows you to move forward immediately with special financing options not always available with other credit cards and superior credit limits with strong approval rates all in an easy to use program. Visit their website at http://alphaeon.com/credit to sign up or contact us to learn more.
Humana® and Piedmont-WellStar
Atlanta Plastic Surgery, P.C. is proud to accept Humana® and Piedmont-WellStar health insurance for our reconstructive surgery patients. Humana® and Piedmont-WellStarhealth insurance will cover most reconstructive surgery procedures including facial reconstruction and breast reconstruction; however, procedures that are cosmetic in nature like breast augmentation or tummy tuck surgery will not be covered by insurance. There is a chance that procedures like breast reduction surgery may be covered, but this must be determined by the insurance company on a case-by-case basis. (Note – ALL Atlanta Plastic Surgery, P.C. providers currently accept Humana® and Piedmont-WellStar.)
Blue Cross Blue Shield® (BCBS), Aetna®, Cigna® and UnitedHealthcare® (UHC)
BCBS®, Aetna®, Cigna® and UHC® health insurance companies are currently accepted by select physicians at Atlanta Plastic Surgery, P.C. Many health insurance providers will cover most reconstructive surgery procedures including breast reconstruction and facial reconstruction. However, it is important to know that plastic surgery procedures like breast implant surgery or abdominoplasty (tummy tuck) will not be covered by insurance. There is a chance that breast reduction surgery may be covered, but this must be decided by the individual insurance company. (Note – NOT ALL Atlanta Plastic Surgery, P.C. providers currently accept Blue Cross Blue Shield®, Aetna®, Cigna®and UnitedHealtcare®. Please contact your individual physician to inquire about your specific insurance plan.)
In order for Humana®, Piedmont-WellStar, BCBS®, Aetna®, Cigna® and UHC® to cover plastic surgery costs, Atlanta Plastic Surgery, P.C. will submit a pre-authorized letter to them that includes diagnosis, procedure codes, and photos. This process can take up to six weeks, and depending on the specific insurance plan and patient’s needs, Humana® or Blue Cross Blue Shield may require additional information before pre-authorizing surgery. Contact our office to learn more about insurance coverage at Atlanta Plastic Surgery, P.C.
Please contact your individual Atlanta Plastic Surgery, P.C. physician to find out if we accept your specific insurance plan.
What plastic surgery procedures can be covered by health insurance?
Most health insurance plans will cover only reconstructive plastic surgery procedures, such as breast reconstruction and facial reconstruction, and may also cover procedures that provide relief for chronic health conditions, as may be the case with rhinoplasty (nose surgery) or breast reduction. However cosmetic procedures that provide purely aesthetic benefits, like breast augmentation or tummy tuck surgery are generally not covered. The specific details of individual health insurance plans can vary considerably, so be sure to contact your insurance carrier to determine the specific details of your plan.
Do all Atlanta Plastic Surgery doctors accept insurance?
While all of our providers accept some forms of insurance, each provider may not universally accept the same types. During your consultation it is important that you discuss with your individual Atlanta Plastic Surgery physician whether or not they can accept your specific insurance plan.
What types of insurance do you accept?
Currently, all of the board-certified plastic surgeons with Atlanta Plastic Surgery, P.C. accept Humana® and Piedmont-WellStar health insurance. In addition, certain individual APS surgeons may also accept Blue Cross Blue Shield®, Aetna®, Cigna®, or United Health Care®. Check with your specific physician to determine which insurance plans are accepted.
If I don’t have insurance, are there financing options available?
Absolutely! Atlanta Plastic Surgery is happy to provide our patients with financing through either the Care Credit® or Alphaeon™ financing programs. These establish a line of credit that can be used on virtually anything from minimally-invasive anti-aging procedures to full body contouring plastic surgery and more. Payment plans are generally structured for 6, 12, 18, or 24 month schedules in order to suit our patient’s individual financial needs. We also accept major credit cards and offer convenient on-line bill pay options.